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Benefits and Entitlements Overview

Learn about mandatory and optional employee benefits in Comoros

Mandatory benefits

In Comoros, several benefits are mandated for employees. Employers must comply with these regulations to ensure a fair and legal working environment.

Employees accrue paid annual leave based on their tenure. Those who have worked for at least a year receive a minimum of two and a half days of leave per month of work. This allowance may increase with seniority. When taking leave, employees are entitled to 1/12th of their total salary earned in the last year.

Employees can take up to six months of sick leave with a medical certificate from a certified physician. This leave is separate from annual leave and cannot be deducted from it.

Women are entitled to 14 weeks of paid maternity leave at their full salary rate after giving birth. Additionally, for 15 months following childbirth, employees have the right to take up to one hour of nursing leave per day during work hours.

Other Mandatory Benefits

Comoros allows employers to implement a probationary period, but the details are not explicitly mandated by law.

Employees working overtime are entitled to additional compensation on top of their regular salary. The specific rates vary depending on the number of overtime hours worked:

  • First 8 hours: 15% increase
  • Next 8 hours: 30% increase
  • Beyond 16 hours (up to 60 hours per week): 40% increase

Employees are entitled to paid time off for national holidays observed in Comoros.

This information is intended as a general guide and may not be exhaustive. It's advisable to consult with legal counsel or refer to the official Comorian labor code for the most up-to-date and detailed information on mandatory employee benefits.

Optional benefits

In Comoros, employers often go beyond the mandated benefits to offer additional perks to their employees. These optional benefits are designed to attract and retain talent, and can significantly enhance an employee's overall compensation package.

Health Insurance

Some employers in Comoros choose to provide health insurance plans to their employees. These plans, which may be partially or fully subsidized by the employer, can help employees manage healthcare costs.

Supplementary Retirement Plans

In addition to the national social security system, some employers offer private pension plans. These supplementary retirement plans can help employees save for a more secure future.

Transportation Allowances

To help with commuting costs, some employers provide transportation allowances or services. This can be a significant benefit for employees who travel long distances to work.

Meal Vouchers or Subsidized Meals

Employers may also offer meal vouchers or subsidized meals at the workplace. This can improve employee satisfaction and productivity.

Family Benefits

Some employers extend benefits to employees' families. These can include child care allowances or coverage under the company health insurance plan.


Performance-based bonuses or profit-sharing schemes can be offered as incentives to motivate employees and reward high performance.

Training and Development Opportunities

Investing in the workforce is another common practice among employers in Comoros. This can involve providing training programs or educational opportunities to enhance employee skills and knowledge.

These are just a few examples of the optional benefits that employers in Comoros may offer. The specific benefits can vary depending on the company, industry, and overall compensation strategy. It's always recommended to inquire directly with a potential employer about the benefits package they offer.

Health insurance requirements

In Comoros, there is currently no legal obligation for employers to provide health insurance to their employees. The healthcare system in this country primarily depends on out-of-pocket payments, which can be a significant burden for many citizens.

Low Coverage

Health insurance penetration in Comoros is relatively low, with only about 3.3% of the population covered by private health mutuals, a type of social health protection system, as of 2012.

Government Initiatives

The government of Comoros is actively working towards the establishment of a national health insurance system with the aim of achieving universal health coverage (UHC). However, this system is still in the development phase.

Employer-Sponsored Health Insurance

While not legally required, some employers in Comoros may choose to offer health insurance plans to their employees. These plans may be fully or partially subsidized. Given the heavy reliance on out-of-pocket payments for healthcare in Comoros, this can be a significant benefit for employees.

Retirement plans

In Comoros, employees secure their retirement through a combination of a social security scheme and optional private pension plans.

Social Security Scheme

All employees in Comoros are required to contribute to the national social security system, known as la Caisse Nationale de Sécurité Sociale aux Comores (CNSS). Both employers and employees contribute a percentage of the employee's salary to the CNSS. Specific contribution rates are subject to change, so it's advisable to consult the official CNSS website or the latest Comorian labor code for the most accurate details. Upon retirement, employees who have contributed for the minimum required period become eligible for a monthly pension benefit from the CNSS. The exact amount of the benefit is determined by factors like salary level and contribution history.

Optional Private Pension Plans

While not mandatory, some employers in Comoros may offer private pension plans as an additional benefit to their employees. These plans can be funded by contributions from both employers and employees. Private pension plans can provide additional retirement income on top of the benefits received from the CNSS, significantly enhancing an employee's financial security in their golden years.

Important Considerations

Details regarding the specifics of the CNSS scheme and private pension plan options can be scarce online. For the most up-to-date information on contribution rates, eligibility requirements, and benefits offered by the CNSS, it's recommended to refer to the official CNSS website (if available in English) or consult with a social security expert in Comoros. If considering a private pension plan offered by an employer, carefully review the plan documents to understand the contribution structure, vesting schedules, investment options, and associated fees.

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