Mayotte, a territorial collectivity of France, provides mandatory employee benefits in line with the French social security system. This system offers comprehensive coverage for various life events, with contributions shared between employers and employees.

Health Insurance

Mayotte provides universal healthcare coverage funded through social security contributions. Employees and employers contribute payroll taxes, with employers covering a significant portion (around 80%). This ensures access to medical services and reimbursements for covered expenses. Additionally, employers must provide supplemental health insurance, known as a "mutuelle," which tops up reimbursements not covered by the base plan. Contribution rates for mutuelle can vary based on industry and collective bargaining agreements, but typically involve shared contributions from employers and employees.

Leave Benefits

French labor law mandates several leave benefits for employees in Mayotte. These include:

• Paid vacation leave: Employees are entitled to a minimum of 5 weeks of paid vacation leave per year.
• Paid sick leave: Employees receive daily sick pay from the day they are unable to work due to illness, subject to meeting eligibility requirements.
• Maternity/paternity leave: Generous maternity and paternity leave policies are offered, with benefits provided through the social security system.

Other Mandatory Benefits

• Life and Disability Insurance: Employers are required to provide life and disability insurance, also known as "prévoyance," which includes benefits for death, long-term disability, and short-term disability. The employer fully covers the cost of prévoyance.
• Unemployment Benefits: The social security system also provides unemployment benefits to eligible individuals who lose their jobs involuntarily.

Beyond mandatory benefits, employers in Mayotte leverage various optional benefits to attract and retain talent. Here's a look at some commonly offered perks:

Flexible Work Arrangements

Employers in Mayotte, similar to those in mainland France, are increasingly recognizing the value of work-life balance. Offering flexible work arrangements, such as remote work options, flexible working hours, or compressed workweeks, can be a significant draw for employees.

Health and Wellness Programs

Additional health and wellness benefits may be provided by employers to promote employee well-being. This could include on-site fitness facilities, gym memberships, or subsidized health screenings.

Professional Development Opportunities

Investing in employee development is a win-win strategy. Companies in Mayotte might offer tuition reimbursement, access to online learning platforms, or participation in conferences and workshops to enhance employee skills and knowledge.

Financial Benefits

Some employers may offer additional financial benefits beyond mandatory contributions. This could include profit-sharing programs, performance bonuses, or subsidized meals during work hours.

Transportation Benefits

Depending on location and access to public transportation, employers may offer transportation benefits to ease commutes. This could involve company-provided shuttles, subsidized public transportation passes, or even bicycle allowances.

Family-Friendly Benefits

Employers seeking to attract and retain talent with families might offer child care assistance, parental leave beyond the legal minimum, or back-up childcare options.

In Mayotte, a territorial collectivity of France, universal health coverage is provided through the social security system. This system is applicable to both residents and legally authorized foreign workers.

Eligibility

To be eligible for health insurance under the social security system in Mayotte, you must be a resident of Mayotte. Foreign nationals must be in a lawful situation in Mayotte to qualify. This typically involves holding a valid visa and work permit.

Registration Process

The registration process for health insurance is automatic upon starting employment. Employers are responsible for deducting social security contributions from the employee's salary, which partially funds the healthcare system.

In Mayotte, the primary retirement savings option for employees is a mandatory public pension plan offered by the social security system.

Public Pension Plan

All employees in Mayotte are required to contribute to the Caisse Nationale d'Assurance Vieillesse (CNAV), the national old-age pension scheme. These contributions are mandatory and are deducted from their salaries.

The CNAV provides a retirement pension that is based on the employee's earnings and contribution history. The full retirement age and eligibility requirements may vary depending on the employee's year of birth.

It's important to note that in 2019, Mayotte's social security system transitioned to the French system. This transition included the introduction of a mandatory supplementary pension scheme alongside the CNAV. However, specific details regarding this supplementary plan are currently limited.