South Africa has no public health system. While employers are not required to provide health insurance to their workers, it is a popular perk. An company may either offer a group plan or provide an employee a stipend to buy a plan. In South Africa, there are now two kinds of insurance: (1) medical assistance programs and (2) private health insurance. South African professionals are used to one of the two systems and understand how to get insurance.
A National Health Insurance (NHI) scheme is presently under testing and will be phased in between 2016 and 2025. Employer contributions may be required in the future as this program develops.
In South Africa, private plans usually include personal accident coverage and retirement benefits in addition to health insurance.
In South Africa, meals, refreshments, and meal and refreshment vouchers are an optional taxable benefit.